Neha Bairoliya is an Assistant Professor in the Department of Finance and Business Economics at the Marshall School of Business at the University of Southern California. She received her Ph.D. in Economics from the University of Minnesota in 2015. Her research interests lie in understanding key economic decisions of households with respect to consumption, savings, labour supply, and health and human capital formation. She is particularly interested in examining the role of family, uninsurable life-cycle risk, and public versus private transfers in governing these important household decisions, both in the case of the US and large emerging economies. To understand how household behavior shapes macroeconomic fundamentals, she builds aggregate macro models with rich microeconomic foundations, by combining rigorous economic theory and large-scale survey data.